![]() ![]() For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.Ģ. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.ġ. Indexation is a process of recalculating the purchase price after accounting for inflation into it. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.Ģ. If the investment is made before Apr 1, 2023:ġ. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate. If the investment is made after Apr 1, 2023:ġ. Tax Implications on HSBC CRISIL IBX Gilt June 2027 Index Fund Direct - IDCW need to be looked at in conjunction with each other to determine the quality of portfolio of a fund. All these parameters - average maturity, duration, interest rate changes, credit quality, credit rating, liquidity etc. So, an investor with a low risk appetite may look to invest in a fund with low maturity and duration vis-a-vis category levels.ģ. Generally, securities with high maturity are more sensitive to interest rate changes. The Average Maturity of HSBC CRISIL IBX Gilt June 2027 Index Fund - Direct Plan is 3.85 years and Duration is 3.29 years. Duration takes into consideration the sensitivity of the average maturity of these securities with respect to the interest rate changes. The portfolio of the fund has securities with varying levels of maturities. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.Ģ. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. It is benchmarked against CRISIL IBX Gilt Index - June 2027.ġ. The investment objective of the fund is that " The Scheme seeks to provide returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Gilt Index - June 2027 before expenses, subject to tracking errors. HSBC CRISIL IBX Gilt June 2027 Index Fund - Direct Plan is Open-ended Target Maturity Debt scheme which belongs to HSBC Mutual Fund House.Ģ. HSBC Global Equity Climate Change FoF Direct-IDCWĪbout HSBC CRISIL IBX Gilt June 2027 Index Fund Direct - IDCWġ. and Trans Market Group Research (India) Pvt. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. Ltd., he has worked with Taurus Asset Management Co. Prior to joining HSBC Asset Management (India) Pvt. Kapil Punjabi is MMS from Mumbai University. HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct - IDCW Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Chhabria is a Commerce Graduate and has also pursued FCA and CFA. ![]()
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![]() ![]() The signs you will see have colored symbols which indicate sigils you must collect by solving puzzles. Now follow the path until you reach an open area with signs leading off in various directions. Grab the next jammer and point it at the turret Logic check. Pick up another jammer and point it at the mine to disable it. Pick up the yellow jammer from the left and aim it at the blue door to disable it. Or at least, I like to notice this difference between the Omnic generations.Ī speculation (whether true or imaginative): Aurora’s awakening could have occurred 20 years ago, along with the birth of Zenyatta who is part of the “sentient” generation of Omnics.Go through the purple doorway. their conscience of the world is formed in a particularly human way, while Echo and Orisa often recall the protocols to be performed by word of mouth, no matter what the experience in the field is. I find the definitive difference on Echo and Orisa: their personalities are very adaptive to protocols, but they are not at all comparable to the behavior of Zenyatta or Iggy, of the Omnics of the primordial generation. ![]() it is a theme that humanity has faced analogously with the search for immortality, as in Frankenstein’s book: how can the cognitive part of the human being be preserved? can one really transcend into a “part 2” of one’s existence? The moment you go offline, that protocol disappears and you become “junk”. It’s a bit like the videogame “Dietroit become human”, that illumination of Aurora was the key to an unexpected protocol, and in a sci-fi context it makes sense enough as a plot. If we combine what we learned about omnics from Stone By Stone (Aurora’s sacrifice) and London calling 3 (Lady’s funeral) we can deduce that there was a very rare and unusual algorithm that allowed the Omnics to stop being things that replicate a person but of people sentient to themselves. I think an ideal way to explain what makes an omnic irreparable is to see the pixar movie Wall.E. Has there ever been an explanation as to why they can’t do a backup and restore operation? I’ve personally done this with new hard drives for my Windows computers, and the cloning process is so seamless, it’s almost like I never swapped the hard drives in the first place. ![]() I don’t think it’s unreasonable to question why a bit-by-bit copy of the data representing Mondatta couldn’t be done. It’s okay if you don’t want to read it, but in case of you or anyone else was wondering, this copying technique was what I was referring to. Note: replace “(colon)” with a : and replace “(dot)” with a. Https(colon)//www(dot)sciencedirect(dot)com/topics/computer-science/forensic-clone I’m not sure if you feel too strongly about the claims I’ve raised, but I would like to at least cite a source regarding some of the suped up technology out there that the police use for their digital forensics. I understand that you yourself are not advocating for any position on the matter you’re just delivering the narrative’s answer to my question. But if legitimate questions are being posed about story elements that have a real world basis, and the only explanation given is “nuh-uh, you can’t do that because I said so”, then they already showed that they’re not interested in enlightening the audience with the truth. I know that there’s this broad theme of trying to make the audience understand that robots are people too, and how they’re trying to present their case through these stories. Has there ever been an explanation as to why they can’t do a backup and restore operation? I understand that the writers are trying to muddy the waters by mixing religious beliefs into an omnic’s “being”, but I can’t imagine no one has ever tried to do a bit-by-bit backup on a robot in the world of Overwatch to see what would happen.Īs someone who works in IT and has an understanding of the technology that’s already out there in the world, I find the writer’s explanation, quite honestly, to be insulting. That seems like an extremely weak cop-out from the writers. ![]() ![]() T-Mobile still imposes thresholds of 50GB and 100GB before slowdowns on other plans. AdvertisementĪT&T is following in the footsteps of T-Mobile, which ended data slowdowns on its "Magenta Max" plan in February. There was no announced change for the other two plans, so Unlimited Extra users will continue to face potential slowdowns after 50GB each month, while Unlimited Starter users will continue to face potential slowdowns at any time regardless of usage. ![]() With yesterday's newly announced upgrade, customers on Unlimited Elite should never be prioritized behind other AT&T users, even if they go way past the soon-to-be-lifted 100GB threshold. Essentially, Unlimited Starter users get prioritized behind everyone else when they're connecting in congested network locations, even if they haven't used any data that month. Unlimited Starter simply carries the caveat that "AT&T may temporarily slow data speeds if the network is busy" regardless of how much data a customer has used. In a press release that says customers will soon be able to "stay in the fast lane with unlimited high-speed data," AT&T said that purchasers of the priciest plan "will now enjoy AT&T's high-speed data regardless of how much data they've used." AT&T said it will "start rolling out this enhancement this week and Elite customers everywhere will soon receive a text notifying them when the benefit has been added." While the change will be made with no extra fees for people who already buy the most expensive plan, other people will have to pay more to get onto the only plan with AT&T's new "fast lane" perk.Īs the change hasn't yet taken effect, AT&T's website still says that Unlimited Elite comes with "100GB of premium data" and that "after 100GB, AT&T may temporarily slow data speeds if the network is busy." The Unlimited Extra plan comes with 50GB of premium data, while Unlimited Starter doesn't guarantee any amount of premium data. None of those plans come with unlimited data of the high-speed variety, but that will change this week. ![]() The Unlimited Elite plan's advertised price is $85 per month for one line, while AT&T's "Unlimited Extra" plan is $75, and the "Unlimited Starter" plan is $65. AT&T will continue to sell two other "unlimited" plans that can be put into a slow lane.ĪT&T advertises three "unlimited" plans, each with different limits. On Monday, AT&T announced the end of data slowdowns for smartphone users who purchase "unlimited" data-but the perk is only for customers who buy AT&T's most expensive mobile plan. Getty Images | Ronald Martinez reader comments 83 with ![]() ![]() ![]() You can save thousands in interest over the life of the loan by simply. ![]() Oklahoma Mortgage calculator is a great assistant when choosing a house, it will help to calculate exactly which house you can afford. You can edit this in the advanced options. See how changes affect your monthly payment. Please note that the real mortgage rates in Kansas may differ from the rates used in the calculator as default values. It also calculates PITI amount (Principal, Interest, Taxes, and Insurance) and total HOA fees during the whole amortization period. The mortgage payment calculator includes estimated property taxes based on the homes value. This free mortgage calculator lets you estimate your monthly house payment, including principal and interest, taxes, insurance and PMI. Try with mortgage terms 15 years vs 30 years, or even consider different types of mortgage - biweekly mortgage schedule or even interest only mortgage. Use this home loan calculator to see different mortgage scenarios, This Kansas mortgage calculator with taxes allows you to see how much money you can save using extra payments.Įven a small additional payment can significantly reduce the term of the mortgage. You can save thousands in interest over the life of the loan by simply decreasing the interest rate or increasing your down payment. Kansas Mortgage calculator is a great assistant when choosing a house, it will help to calculate exactly which house you can afford. We underwrite, originate, and service our own loans. It also calculates PITI amount (Principal, Interest, Taxes, and Insurance) and total HOA fees during the whole amortization period. MoneyGeeks Private Mortgage Insurance Calculator shows you what your premium would be based on your credit score, loan-to-value ratio and loan type. 21st Mortgage Corporation is a full service lender specializing in manufactured home loans. Use 0.22 to figure out the low end and use 2.25 to calculate the high end of the range. If you dont know your PMI percentage, calculate for the high and low ends of the standard range. This free Kansas Loan Calculator will help you estimate your monthly mortgage payment and see exactly where the money goes - to pay off the body of debt or to repay interest. Take the PMI percentage your lender provided and multiply it by the total loan amount. ![]() ![]() ![]() This is kind of Superliminal’s horror stage but do not worry, nothing can kill you in this game. The lights will start to flicker and turn off and that is the whole premise of the level. Follow the path towards the hallway and you until you the way towards the factory. It just stops abruptly.In level 4 Blackout, you will start in a bedroom again with an alarm. The length of a game is not a measure of its quality, but Superliminal fails to provide a satisfactory progression arc to justify its short length. Every puzzle you solve was a treat and not just because they encouraged lateral thinking - in each puzzle I saw the potential for some truly mind-boggling puzzles later down the line. I assume that the final act was intended as a victory lap to close off the game, but it’s hard to celebrate when you feel robbed of the challenge Superliminal spent the better part of two hours teasing. A few puzzles remain, but nothing that commands much of your attention or tests your abilities - not any more than those before it, anyway. When the story does take control in the final act, it robs the game of most of its challenge. The narration rarely affects how you navigate the dream, and certainly doesn’t provide much of a narrative carrot for players to continue their puzzle solving. Superliminal’s story provides a loose framework for its puzzles to fit inside, but doesn’t do a whole lot else. Rarely did I find that my newfound knowledge was being tested when I finally felt like I could begin tackling more complex puzzles, the game was at its end.Īnd what an ending it is. The entire adventure feels more like a two-hour tutorial, preparing you for a game that doesn’t exist. Each level not only introduces something new, it abandons what players had explored previously. What’s most peculiar about Superliminal’s puzzles is that, rather than exploring what already exists in greater depth, the game opts to shift focus instead. Pretty colors and mind-melting set pieces. ![]() It’s difficult to treat Superliminal like a puzzle game – its priorities are discovery and sense pleasure. In fact, diving into the experience with this perspective may be the only thing that spares you from inevitable disappointment. It’s an absolute delight seeing what the developers think of next, and under that lens, Superliminal’s length is perfect. Over the next two hours, you’ll see broken images turn into objects, structures to shrink and explore, and more brain-tickling perspective-based tomfoolery. The atmosphere is equal parts welcoming and ominous - the perfect fit for the strange, yet endearing, puzzles.Īltering object size is only one tool in Superliminal’s endless bag of tricks. The game wears its influences on its sleeves, and that’s a beautiful thing. Flashes of The Stanley Parable and The Beginner’s Guide permeate the experience, with a significant helping of Portal and The Witness to boot. At only two hours, the game can and should be completed in a single session.ĭeveloper Pillow Castle channeled its inner Davey Wreden for both Superliminal’s story and structure. But despite the endless possible applications for its signature mechanic, Superliminal is a short game. A scatterbrained story about a kooky scientist and his dream machine attempt to provide a little structure to the perspective pandemonium. Many of the ideas from Superliminal’s time as Museum of Simulation Technology also survived the renaming process. Superliminal has since taken that mechanic and crafted a myriad of mind-bending puzzles around it. ![]() ![]() ![]() ![]() If one has company then the travellers should also discuss the budget, schedule, how to tackle emergencies.and also what to do in unexpected situations.ĭiscuss the ways in which you would overcome the problems/hindrances/ difficulties you face during the journey. (d) If one decides to travel alone one must be in touch with their loved ones daily, at least once at a particular time. One must carry a list of emergency contact numbers on paper, in case one’s phone is lost or does not work. (c) Since all of us own mobile phones and our family will want to know about our well-being, one must remember to carry the phone charger and even a power- bank if possible. One also has to foresee what weather conditions maybe along the journey and carry suitable items for that. So one would have to wear and pack clothes and accessories accordingly. All journeys require the traveller to wear suitable comfortable clothes. (b) All documents related to the vehicle – driver’s licence, registration- papers and insurance papers must be updated and ready to be shown. Also when travelling by one’s own vehicle we must have the vehicle serviced and in perfect shape for long distance travel. Umbrella or other rainwear, flashlight, spare tyre, tool box and jack are a must. One has to carry food, drinks and emergency medicines for unexpected situations. Except for highways we do not know where food, water and facilities like restrooms or pharmacy may be available. (a) A journey by road will need a (virtual) map for the route to take. see various geographical features, flora, and styles of clothing, food and even language.ĭiscuss with your partner, the preparations you would like to make for the journey chosen.can enjoy the natural beauty -greenery, mountains, water-bodies.travel by own vehicle gives more freedom.work, family trips, pilgrimage, touring – all kinds ofjourneys are possible and affordable.opportunity to meet people and even make new friends.view of the passing landscape and communities living along the route.comfortable for individuals, families, large groups.convenient for overnight journeys – no extra cost for night stay and rest.safe, quick and cheap way to travel long distances.Can experience peace of mind and relaxation on long journey by waterway.Long-distance travel by cruise-ship would offer new experiences on the oceans.In Kerala people use boats on canals and creeks for daily commute. ![]() Commuting on waterways is not common all over India.Qan enjoy birds’- eye view of different places.Useful to go all over the world if one can afford.Affordable nowadays due to economy airlines.Maharashtra State Board Class 12 English Yuvakbharati Solutions Chapter 2.1 Song of the Open Roadġ2th English Digest Chapter 2.1 Song of the Open Road Textbook Questions and AnswersĬhoose the mode of travel that you would like the most, for a journey. Balbharti Yuvakbharati English 12th Digest Chapter 2.1 Song of the Open Road Notes, Textbook Exercise Important Questions and Answers. ![]() ![]() He leaves his house and walks over to the lake next to it to smoke. Stops using his computer and makes his way to the kitchen.Įnters his room after going to the kitchen. Gets out of bed and proceeds to use his computer. Going home after spending time in front of Sam’s place. Hangs out in front of Haley and Emily’s house with Sam. Leaves his room to play pool with Sam in the Saloon. Walks and stops near the tunnel to the west of the station. Standing close to the tunnel, facing east toward the train station Smokes at the train station after leaving the house. Thursday (After unlocking the railroad) Time Stays by the red sofa in the Saloon’s arcade. Leaves the mattress and goes to his computer. Stands at the end of the long pier located to the left of the Fish Shop. Gets out of his room and leaves their house to visit the beach. Goes to his room after being in the kitchen.Įxits their residence to smoke in the nearby lake. Leaves his computer and goes to the kitchen. Goes to his computer after being on his bed. Leaves the bedroom and heads to the kitchen.ġ1th & 25th (Unlocked after earning 6+ Hearts) Time Take note that he has an appointment with Harvey every Summer 4.Īnyhow, here’s his schedule for every season in Stardew Valley, alongside some deviations: 11th (<6 Hearts) or 15 (any Hearts) Time Sebastian has a busy schedule despite being introverted. But if you marry Abigail, he’d stop considering her as a friend and say that his only companion is Sam. Some dialogues with Maru and Sam also imply that he’s interested in Abigail. Moreover, if you don’t invite Sebastian or Abigail to the Flower Dance Festival, they’ll dance with each other instead. They belong to the same band, and you’ll often find them hanging out at the Saloon or Sam’s house in Stardew Valley. Additionally, they don’t speak about his birth father, giving players no clue who he is.ĭespite having a complicated bond with his family, he’s still good friends with Abigail and Sam. In some conversations, Sebastian indirectly hints at his jealousy towards her. Unfortunately, he doesn’t have the best relationship with them, even with his half-sister, Maru. He’s Robin’s son and Demetrius’ step-son. But once you know him better, you’ll eventually discover more about his soft side. Here’s a heads up, he’s not the friendliest bachelor. Upon meeting him, he may seem like a rebellious loner who’s heavily invested in his work, computer games, and great sci-fi novels. You’ll find his room in the basement of their home. Sebastian resides at 24 Mountain Road (the Carpenter’s Shop) with his family. Who is Sebastian? Sebastian sounds like a businessman. Thursday (Encountered after opening the Railroad).11th & 25th (Earned six or more hearts with Sebastian).11th (Occurs with than 6 hearts with Sebastian) and 15th (Any hearts). ![]()
![]() Forest tree seed is not particularly forgiving of poor handling. In cases where these minimums cannot be met, seed will be divided according to a lottery system.
![]() ![]() her story’s implications regarding LGBT experiences in 20 th century America.her allusions to various literary texts. ![]() Some assignments require discussing your sources together, in paragraphs organized according to shared topics between them.įor example, in a literature review covering current conversations on Alison Bechdel’s Fun Home, authors may discuss various topics including: They are a valuable asset to you, so take advantage of them! Organizing Your Literature Review Synthesizing Topically Tip: Treat your professors and librarians as experts you can turn to for advice on how to locate sources. When selecting your sources to compile your literature review, make sure you follow these guidelines to ensure you are working with the strongest, most appropriate sources possible.įind sources within the scope of your topicįind sources that are not too old for your assignment Credibleįind sources whose authors have authority on your topic Appropriately “Published”įind sources that meet your instructor’s guidelines (academic, professional, print, etc.) Literature reviews give you familiarity with the knowledge in your field, giving you the chance to analyze the significance of your additional research.Literature reviews prevent you from duplicating the same information as others writing in your field, allowing you to find your own, unique approach to your topic.Literature reviews provide an opportunity for you to see and even evaluate successful and unsuccessful assessment and research methods in your field.Literature reviews also help you to gain an understanding of the theory(ies) driving the field, allowing you to place your research question into context.Literature reviews allow you to gain familiarity with the current knowledge in your chosen field, as well as the boundaries and limitations of that field.It can better prepare you to write your own, unique argument. Tip: Literature reviews may or may not be a graded component of your class or major assignment, but even if it is not, it is a good idea to draft one so that you know the current conversations taking place on your chosen topic. Make sure you know which model your professor expects you to follow when writing your own literature reviews. Within your review of a given source, you can cover many different aspects, including (if a research study) the purpose, scope, methods, results, any discussion points, limitations, and implications for future research. Other disciplines require that you discuss each source in individual paragraphs, covering various aspects in that single article, chapter, or book. Some disciplines require that you synthesize your sources topically, organizing your paragraphs according to how your different sources discuss similar topics. This then prepares you for making your own argument on that topic, or for conducting your own original research.ĭepending on your field of study, literature reviews can take different forms. The purpose of a literature review is to collect relevant, timely research on your chosen topic, and synthesize it into a cohesive summary of existing knowledge in the field. ![]() ![]() ![]() Link to Lowes Home Improvement Home Page Lowes Credit Center Order Status Weekly Ad Lowes PRO. Skip to main content Skip to main navigation. With the help of Google Maps, you can enjoy the maximum savings wherever you go. Find a Lowe’s store near you and start shopping for appliances, tools, paint, home décor, flooring and more. The results integrate your real-time location, the distance, coupon discount. ![]() Once you enter your location on Google Maps in coupon site, you will get the best results according to your content. Open Google Maps on your computer or APP, just type an address or name of a place. How to find closest grocery stores near me. Contact a location near you for products or services. The closest grocery stores locations can help with all your needs. If drivers get held up in traffic, wait times get updated automatically, putting customers’ minds at ease. Find a closest grocery stores near you today. Looking for a place to eat? It's all in Google Maps: browse nearby restaurants, find one you like, check out the dining environment, and even make reservations.Įmpower your customers with accurate, up-to-date informationĭeliver great customer experiences with accurate wait times and routes that are optimized based on real-time traffic conditions. The wonderful world is all around you, waiting for you to discover. Or even better, join a local guide program to share your favorite stores. Torn between two businesses? You can start by looking at comments and photos shared by locals to make a more informed decision. With more data and better control, you can optimize resources and routes, decreasing idle time for your drivers, improving wait times for your customers, and creating efficiencies for your business. When drivers are able to stay in your app as they navigate to a destination, you can send them alerts and notifications, add trips on the fly, and get a better overall look at their navigation behavior. Improve your operations by interacting with drivers in real time ![]() |
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